抵押贷款 | Credit Union Mortgage 利率 | Virginia Mortgage-beat365体育亚洲官网在线

那么,你准备好买房子了.

抵押贷款

Contractors, moving boxes, yardwork, gutters—homebuyers have enough on their plates. It’s why we make the lending process as straightforward as possible, 提供有竞争力的价格, fast pre-approval decisions and a variety of mortgage products with limits as high as $2 million on properties anywhere in the US.* Find what’s right for you and start planting your roots.

见见你的团队.

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零首付按揭

从正确的角度出发.

对于首次购房者, even a 10% down payment can feel like a reach. We can help by financing up to 100% of your purchase price up to $1.5 million if you qualify—with a fixed or adjustable rate.

特性 & 好处

  • 无需首付款
  • 没有私人按揭保险
  • 可选择固定或可调速率
  • Available on the purchase of a primary residence in Maryland, Virginia, D.C., Pennsylvania, West Virginia, New Jersey, North Carolina, and Delaware
  • Members pay closing costs and meet reserve requirements

当前的利率

mortgages@kj1k.com1

703.526.0200 x2

马上申请

再融资

找到一个更好的价格,节省数千美元.

生活变化. 抵押贷款也应该如此. 再融资,你可以实现财务灵活性, 减少月供, adjust the length of your loan or even cash out on your existing loan.

特性 & 好处

  • Lock in a rate that fits your needs today, not yesterday
  • 常规,FHA和VA选项可用
  • Available for primary residence, second homes, investment properties
  • Available for single-family homes, townhomes, PUDs and condos
  • 附属住宅单位 (ADU)融资选择

当前的利率

mortgages@kj1k.com1

703.526.0200 x2

马上申请
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固定利率按揭

因为没有什么比内心平静更重要的了.

Keep your monthly payment predictable: Lock in your interest rate for the life of the loan, 为了内心无价的平静.

特性 & 好处

  • Rate stays fixed for the life of the loan for added peace of mind
  • 可选择15年、20年或30年的期限
  • Available on primary residences, second homes and investment properties

当前的利率

mortgages@kj1k.com1

703.526.0200 x2

马上申请

可调利率按揭

利用低利率.

可调利率抵押贷款, 开始支付固定利率的三个, 五个。, 七个, 或者十年, then move to an adjustable rate according to what the market dictates. ARMs typically offer below-market interest payments at the outset but may increase as time goes on—making them a solid option if you plan to move or sell before your rate changes to a variable one.

特性 & 好处

  • Rate stays fixed for your choice of three, 五个。, 7年或10年之后每年调整一次
  • Lower initial rate may mean you can afford more home for your money
  • 费率上限,以增加安心
  • Available on primary residences, second homes and investment properties

当前的利率

mortgages@kj1k.com1

703.526.0200 x2

马上申请
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大额贷款

为你下一次大采购准备.

你有远大的梦想吗? Borrow up to $2,000,000 with a Jumbo mortgage from ACFCU. These mortgages typically have both higher interest rates and credit score requirements, 但如果你想换一个更大的房子,这可能是理想的选择.

特性 & 好处

  • 15年或30年的固定利率抵押贷款
  • Adjustable rate mortgage options with a rate stays fixed for your choice of three, 五个。, 7年或10年之后每年调整一次
  • Available on primary residences, second homes and investment properties

当前的利率

mortgages@kj1k.com1

703.526.0200 x2

马上申请

95% - 97%

跌得多一点,涨得多一点.

你的房子有一点首付吗? Apply for this mortgage, which is for homebuyers who put down 3% to 5% on your home purchase.

特性 & 好处

  • 融资高达97%的房屋购买价格
  • 选择固定或可调整的利率
  • 需要私人按揭保险(PMI)
  • 只适用于主要住宅

当前的利率

mortgages@kj1k.com1

703.526.0200 x2

马上申请
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VA贷款

奖励那些服务过的人.

退伍军人可用, 服役人员和幸存的军人配偶, VA贷款需要0美元的首付, provide lower average interest rates and come guaranteed by the U.S. 退伍军人事务部.

特性 & 好处

  • 无需首付款
  • 低固定利率
  • 只适用于主要居所

当前的利率

mortgages@kj1k.com1

703.526.0200 x2

马上申请

FHA贷款

排位赛可能比你想象的要容易.

少则3.政府担保的抵押贷款首付5%. FHA loans are insured by the Federal Housing Association and are more forgiving toward credit histories and qualifying ratios.

特性 & 好处

  • 低3.需要5%首付款
  • 对信用瑕疵更宽容
  • 是首次购房者的理想选择
  • Down payment can be a gift or a loan to the borrower from a family member or state housing agency program
  • 只适用于主要住宅

当前的利率

mortgages@kj1k.com1

703.526.0200 x2

马上申请
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反向抵押贷款

以房屋净值为基础借钱.

A reverse mortgage is a unique loan that allows you to convert a portion of the equity of your home into tax-free funds2, giving you greater financial flexibility and stability for the future.

It can be a smart and safe way to convert the equity in your home into retirement income.

如果你是房主 62岁或以上 beat365体育亚洲官网在线的反向抵押贷款专家, 金伯利做到的,看看反向抵押贷款是否适合你3.

特性 & 好处

  • 补充退休收入
  • 进行房屋维修或改造
  • 支付医疗或长期费用
  • Delay collecting Social Security, for a larger monthly benefit
  • Establish 信用额度 that you can tap into as needed
  • 购买新房

取决于你的资格和资格, 你可以一次性收到你的资金, 信用额度, 按月或定期付款, 或者这些支付的任意组合.

To learn more about how a reverse mortgage can benefit you, 请beat365体育亚洲官网在线的反向按揭专家:

金伯利做到的

核磁测井# 392902

888.774.9361

kpetrey@cumortgage.网。1

接触金伯利

首付款援助

对于首次购房者 & 365体育投注英超联赛欧冠合作伙伴.

我们相信我们所服务的365体育投注英超联赛欧冠. It’s why we work with a number of organizations to provide low- and no-down payment loan assistance programs to low-income and first-time homebuyers.

特性 & 好处

  • Available to eligible first-time homebuyers and qualified 365体育投注英超联赛欧冠合作伙伴 such as law enforcement officers, 教育工作者, 消防员和医护人员
  • 每节省1美元,最多可获得4美元(最多5美元),000 for first-time buyers; $7,500(365体育投注英超联赛欧冠伙伴)
  • First-time homebuyers must also complete a financial literacy course
了解更多
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我们和你在一起,每一步
顺便说一下.

Whether you’re moving into your first home—or moving up to your “forever” one—ACFCU is here with the right mortgage and sound advice.

快速回答的标志

快速的答案

从预审到结案只用了不到30天

分步指导的标志

循序渐进的指导

我们的抵押贷款专家永远不会因为太忙而没有时间交谈

mortgages@kj1k.com1

703.526.0200 x2

提示标志 & 工具

提示 & 工具

从检查清单到操作指南,找到 信息 你需要这里

认识你的团队

银行的图片

尚塔尔乔治

按揭贷款主任

核磁测井# 1837352

银行的图片

桑德拉Ortecho

按揭贷款主任

核磁测井# 1534423

beat365体育亚洲官网在线选择阿灵顿

作为一家提供全方位服务的信用合作社, we’re a cooperative of members like you who know that by coming together, 我们都能在理财之旅中受益.

金融权力

We’re here to help our members—and neighbors—meet their financial goals and live their best lives.

有益的经验

We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.

最大的完整性

We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.

小字

适用贷款和会员资格要求. 由NCUA联邦保险. 平等房屋贷款机构. 核磁测井# 477974. 中华全国总工会并不只为购买土地提供资金.

1Please do not submit your account number or social security number via email or contact form. 信息 sent is at risk of loss of confidentiality if the 信息rmation is transmitted over the inter网。.

2请咨询您的税务顾问.

3Credit Union Mortgage Association (CUMA) is a third party and we do not offer or accommodate this loan program, 仅参考. 金伯利做到的 is not an employee at Arlington 365体育投注英超联赛欧冠 Federal Credit Union.

Our branches and call center will be closed on Monday, December 25 for Christmas. Our Mobile App with Check Deposit, 网上银行, and Access 24 are available 24/7.
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